A Subaru extended warranty - officially called Subaru Added Security - gives Hudson Valley owners protection against repair costs after the factory coverage period ends. Mid Hudson Subaru in Wappingers Falls offers all Added Security plan tiers, and our finance team walks buyers through the differences so you end up with coverage that matches how you drive in Dutchess County. Whether you plan to keep your Outback or Forester for 100,000 miles or more, the right extended plan can make that ownership experience significantly less stressful.
Bottom Line: Subaru Added Security extended warranty plans purchased at Mid Hudson Subaru in Wappingers Falls extend your protection up to 7 years or 100,000 miles, covering thousands of components beyond the factory warranty period.
- Three coverage tiers available: Gold Plus, Gold, and Powertrain
- Deductible options range from $0 to $200 per visit
- Plans must be purchased while the factory warranty is still active
Subaru Added Security Coverage Tiers Explained
Subaru offers three distinct Added Security plans. The right choice depends on how long you plan to own the vehicle, how many miles you drive annually, and your tolerance for unexpected repair costs.
Gold Plus - The Most Comprehensive Plan
Gold Plus is Subaru’s highest-level coverage and most closely mirrors what a factory bumper-to-bumper warranty provides. It covers thousands of components including electronics, heating and cooling systems, audio, navigation, power accessories, suspension components, and the powertrain.
For Hudson Valley drivers who put significant miles on their Outbacks or Foresters commuting to Poughkeepsie or making frequent trips into Westchester County, Gold Plus provides the broadest peace of mind. This plan is the most popular choice among buyers who plan to keep their vehicle beyond 100,000 miles.
Gold - Comprehensive Mid-Tier Coverage
Gold coverage sits between Gold Plus and the basic Powertrain plan, covering major mechanical and electrical systems without the most comprehensive electronics coverage of Gold Plus. It typically covers the powertrain, air conditioning, heating, brakes, steering, suspension, and select electrical components.
Gold is a practical middle ground for drivers who want protection against major repairs without paying for the highest-tier plan. Most buyers who are not sure which level they need find Gold covers the most common failure-prone systems on higher-mileage Subaru vehicles.
Powertrain - Basic Engine and Transmission Protection
Powertrain coverage focuses on the core mechanical components - the engine, transmission, drivetrain, and AWD system. It does not cover electronics, air conditioning, suspension, or accessories.
For drivers planning to sell or trade their vehicle before 75,000 miles, Powertrain coverage may be sufficient. It is also a cost-effective option for buyers who are comfortable self-insuring against non-mechanical repairs but want protection against catastrophic drivetrain failures.
"The most common question I get is whether Added Security is worth it. For Hudson Valley drivers who keep their Subaru past 80,000 miles - and most do - the math almost always works in favor of the extended plan."
General Manager, Mid Hudson Subaru
Explore your coverage options with our finance team at Mid Hudson Subaru. We can run the numbers and show you exactly what each plan costs and covers for your specific model.
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What Added Security Covers vs. What It Does Not
Understanding what is excluded is just as important as knowing what is covered. Added Security plans follow an “exclusionary” structure for higher tiers - meaning everything is covered except what is specifically listed as excluded.
Common exclusions across all plans include wear-and-tear items like brake pads, tires, wiper blades, and cosmetic components. Routine maintenance - oil changes, filters, fluid top-offs - is also excluded.
Damage from collisions, flooding, improper maintenance, or unauthorized modifications is not covered. This is standard across all manufacturer-backed extended warranty programs.
Subaru’s EyeSight driver assistance system components are covered under Gold Plus. For Hudson Valley drivers who rely on EyeSight’s adaptive cruise control and lane keep assist on Route 9 or the Taconic Parkway, that coverage can be meaningful - EyeSight camera and sensor repairs are not inexpensive.
Added Security vs. Factory Warranty: Key Differences
The factory warranty included with every new Subaru covers 3 years/36,000 miles bumper-to-bumper and 5 years/60,000 miles on the powertrain. Added Security picks up where the factory coverage ends.
Added Security is backed by Subaru of America, not a third-party warranty company. That distinction matters because third-party contracts sometimes have dispute processes, exclusion language, and claims procedures that complicate reimbursement. Our guide to Subaru Added Security vs. third-party warranties walks through the differences in more detail.
One practical advantage of the manufacturer-backed plan: coverage is honored at any Subaru dealership in the United States. If your Outback breaks down during a road trip far from Wappingers Falls, any Subaru dealer can handle the warranty repair without special authorization.
Purchasing Added Security at Mid Hudson Subaru
Added Security plans must be purchased while the factory warranty is still active. Most buyers add the plan at the time of vehicle purchase, but it can be added any time before the basic warranty expires.
The cost of an Added Security plan varies by coverage tier, model, deductible choice, and duration. Our finance team at Mid Hudson Subaru can provide exact pricing for your specific vehicle and the tier that best fits your needs.
It is worth checking the NHTSA recall database for your model as well. Open recalls are resolved at no cost to you, separate from any warranty plan - and staying current on recalls is an important part of Subaru ownership.
Also review our guide to locking in Subaru maintenance plan pricing if you are interested in budgeting for scheduled maintenance at today’s rates.
Frequently Asked Questions: Subaru Extended Warranty in Hudson Valley
What does Subaru Added Security Gold Plus actually cover?
Gold Plus covers thousands of components across virtually every vehicle system - engine, transmission, AWD, electrical, electronics, heating and cooling, audio, navigation, power seats and windows, suspension, brakes, and steering. It most closely mirrors the factory bumper-to-bumper warranty. Specific exclusions are listed in the contract and include wear items like pads, tires, and wipers.
Can I buy an extended warranty after I purchase my Subaru?
Yes, as long as the factory warranty is still active. You do not have to purchase Added Security at the time of the vehicle sale. Contact Mid Hudson Subaru’s finance team to add coverage before your 3-year or 36,000-mile factory warranty expires.
Is Subaru Added Security worth it for a Forester I plan to keep 8-10 years?
For a vehicle you plan to own well past the factory warranty period, Added Security typically makes strong financial sense. A single major repair - transmission, AWD differential, electronics module - can easily exceed the cost of the extended plan. Buyers who plan to keep their Subaru long-term consistently find the plan pays for itself.
Does Added Security transfer to a new owner if I sell my Subaru?
Yes, Subaru Added Security plans are transferable to a subsequent owner for a small administrative fee. A transferable warranty increases resale value and gives buyers more confidence in a private-party or dealer trade transaction.
Where can my Subaru be serviced under Added Security?
At any authorized Subaru dealership in the United States. This is a key advantage over third-party plans, which sometimes limit service to specific shops or require reimbursement claims. With Added Security, you bring your vehicle to any Subaru dealer and the coverage is applied directly.
Learn more about Subaru Added Security at Mid Hudson Subaru in Wappingers Falls, serving Poughkeepsie, Fishkill, Beacon, and all of Hudson Valley.
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