Extended warranty coverage is only as useful as the repairs it actually pays for. The question worth asking before selecting a plan is not “what does this plan cover in general” — it is “what specific repairs am I likely to face, and does this plan cover them?”
For Subaru owners in Suffolk County, five repair categories stand out for both their frequency and their cost. Subaru Added Security covers all five. Most third-party plans do not cover all of them — and some exclude multiple categories by default.
Quick Answer: Turbocharger assembly, CV joints, struts, EyeSight camera systems, and CVT internals are all covered under Subaru Added Security. Third-party plans frequently exclude wear-and-tear items, ADAS technology, and consequential damage — categories that allow them to deny claims on several of these repairs.
- Turbocharger replacement: $1,500–$3,500+ at dealer rates
- CVT replacement (if needed): $4,000–$6,000
- EyeSight camera + calibration: $1,200–$2,000+
- Strut assembly replacement (pair): $800–$1,400
- CV joint replacement: $400–$900 per axle
1. Turbocharger Assembly
Most modern Subaru engines — including the FA20 and FA24 turbocharged units found in the Outback XT, Forester Sport, Ascent, and Legacy XT — use a turbocharger that is integral to normal engine performance. Turbochargers operate at extreme temperatures and pressures and have a finite service life even when maintained properly.
Turbocharger failures include bearing wear, wastegate actuator failure, oil seal failure, and compressor wheel damage. Repair costs at dealership rates depend on the specific failure and model, but full turbocharger replacement on a Subaru FA24 engine typically runs $1,500–$3,500 in parts and labor.
Added Security covers: Turbocharger Housing, Turbo Inlet Elbow, Wastegate Controller, Turbo Air Bypass Valve, Turbo Oil Delivery and Return Pipes, and Turbo Oil Scavenge Pump — as named components in the Gold Plus plan. The Classic plan covers the Turbocharger Assembly as part of its Engine section.
Why third-party plans often deny this: Some third-party contracts exclude turbocharger failures resulting from “oil starvation” or “lack of maintenance” — language broad enough to allow claim denial even when the failure is mechanical rather than owner-caused.
2. Constant-Velocity (CV) Joints
Subaru’s Symmetrical All-Wheel Drive system routes power to all four wheels through axle shafts with constant-velocity joints at each end. These joints flex constantly as the suspension moves and the wheels turn, and over time the boots that protect them crack, allowing grease to escape and contamination to enter.
Unlike most third-party plans, Added Security explicitly covers Constant-Velocity Joints and CV Joint Boots — specifically because Subaru recognized that these are failure-prone on AWD vehicles and are frequently excluded elsewhere. The Classic plan covers Axle Shafts and Constant Velocity Joints directly. Gold Plus adds Double Offset Joints as a named component.
For Suffolk County drivers who deal with salt-treated roads from November through March, CV boot degradation is accelerated by road chemical exposure — making this coverage more relevant locally than in milder climates.
3. Struts and Suspension Components
Struts are wear items on most extended warranty contracts — which means they are excluded. Added Security includes strut coverage explicitly, which is one of the features Subaru specifically highlights as a differentiator from third-party plans.
The Gold Plus plan covers Front Strut Mount, Cover, and Spring as named components. The Classic plan covers MacPherson Struts under its Suspension category. For Long Island drivers navigating roads with significant surface variation — particularly on the older secondary roads in western Suffolk County — strut wear is a realistic maintenance consideration.
Strut replacement on a Subaru typically runs $800–$1,400 for a pair including labor. Under Added Security, that is a covered repair rather than an out-of-pocket cost.
4. EyeSight Camera System and Calibration
EyeSight failures are a newer category of repair cost that did not exist in the extended warranty market until recently. The stereo camera assembly at the top of the windshield, its processing module, and the calibration required whenever either is serviced represent a repair cost that can easily exceed $1,500 and is not covered by the Classic plan.
Gold Plus explicitly names EyeSight Driver Assist Technology as a covered system. For any Subaru purchased in the last several model years — when EyeSight became standard equipment rather than an option — this is a meaningful distinction.
EyeSight camera failures are not common, but they do occur, and the combination of hardware cost and mandatory calibration labor makes each occurrence expensive. A single covered EyeSight repair under Gold Plus can represent a significant portion of the plan’s cost.
5. CVT Internal Components
Subaru uses a Lineartronic CVT (continuously variable transmission) across most of its lineup. The CVT is efficient and smooth, but it contains internal components — the variator assembly, steel push belt, hydraulic control circuits, and valve body — that are expensive to replace individually and dramatically expensive to replace as an assembly.
CVT replacement is the repair that most frequently prompts buyers to wish they had enrolled in an extended warranty sooner. The full replacement cost for a Subaru Lineartronic CVT can reach $4,000–$6,000 at dealership rates.
Both Classic and Gold Plus cover Transaxle Case and internal parts under the Powertrain tier that both plans include. Gold Plus also adds Valve Body as a named component. The Inhibitor Switch, Speed Sensor, and Transmission Revolution Sensor are also covered under Gold Plus.
Where to Enroll at South Shore Subaru
South Shore Subaru’s finance office in Lindenhurst handles Added Security enrollment for both new-vehicle purchases and eligible used Subarus within the enrollment window. Buyers from Bay Shore, Babylon, Copiague, and West Islip regularly use South Shore as their enrollment point. Ask about the Gold Plus plan specifically if your vehicle has EyeSight — the repair category coverage difference over Classic is most relevant for technologically equipped vehicles.
Vehicle specs and safety data sourced from NHTSA, IIHS, and EPA.